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Funding Support

  We provide the necessary support for obtaining financing from financial institutions.

  Many business owners seek loans to accelerate and grow their businesses. At Linkage Accounting Office, we have supported over 100 companies in securing financing.

  We comprehensively assess whether your company is eligible for a loan and, if it is currently difficult, identify what may be lacking. Based on this assessment, we offer practical advice to help you successfully obtain financing.

01

Current Situation Analysis and Bank Selection

We begin by clarifying the purpose of obtaining a loan.If the funds are intended for initial real estate costs, interior construction, or vehicle purchases, we will assess to what extent these can be covered as capital investment loans.

Even if there is no specific purpose for the funds, we can also consider how much working capital financing may be available if you wish to maintain a comfortable cash balance.

For those who are unsure whether they should take out a loan in the first place, we will discuss the future outlook of the business and consider the best course of action together.

When it comes to selecting a financial institution for small and medium-sized enterprises, options generally fall into two main categories: the Japan Finance Corporation and other financial institutions (such as banks or credit unions).We will work with you to determine which institution is most suitable to approach first.

会計・税務アドバイス
02

Preparation of Business Plans and Related Documents, and Interview Readiness

Once the decision to obtain financing has been made, we begin preparing the documents to be submitted to the bank.

This includes completing the loan application form, creating a business plan, and reviewing the most recent financial statements. We provide comprehensive support to ensure that the purpose of the loan is consistent and that the financial plan is feasible.

In addition, we help you prepare for meetings with financial institutions by anticipating commonly asked questions as well as those specific to your business, and we share these points with you in advance.

試算表の作成
03

Meetings with Financial Institutions

During meetings with financial institutions, our accounting office will generally attend and provide support for any questions that are difficult to answer from a financial perspective.

While some institutions may not allow our attendance, we remain on standby to respond to questions by phone or other means at any time.

試算表の作成

FAQ

Q
Is it possible to obtain financing if my company has just been established (or the business has just started)?
A

It is possible. In many cases, financing can be obtained depending on past experience and the strength of the business plan.

Q
Is it possible to obtain financing if I already have a home loan?
A

It is possible. What matters is that you are making your monthly payments on time without any arrears.

Q
I have previously received a loan from a consumer finance company. Is it still possible to obtain financing?
A

It is possible. The most important factor is that the previous loan has been fully repaid. If you can clearly explain the reason for the borrowing, it provides a solid foundation for obtaining new financing.

Q
I have had unpaid debts in the past. Is it still possible to obtain financing?
A

It is possible. However, factors such as when the unpaid debts were resolved, the amount, and the duration of the delinquency will have an impact. First, we will thoroughly review your current situation.

Q
My company has reported a loss in its financial statements. Is it still possible to obtain financing?
A

It is possible. However, you will need a concrete plan explaining the reason for the loss and how you intend to return to profitability. We will start by thoroughly reviewing your current situation.

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